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TOPIC TITLE: How to afford therapy
Created On 7/17/13 7:47 PM
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Mimi1022
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7/17/13 7:47 PM
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Just wondering: how do you afford therapy?

At around $150 per week, I can't do it. My job only pays so much. With copays on prescriptions and a psychiatrist who is cash only, I am wondering how everyone here is able to do it. It seems like a person would have to be very wealthy to afford it!

Thank you!
 
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keep climbing
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7/17/13 7:54 PM
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I see my therapist just once in two weeks.( I call her in between.)
And yes, it does seem that you have to be rich to afford this illness.........
No kidding!
 
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mouse
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7/17/13 7:58 PM
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It is an expensive illness. If you have insurance, it helps to see an in-network doc. If not, there are places that accept pay on a sliding scale basis. Contact Relief or Echo. They may be able to help. There are also clinics. Although they may not feel quite as private, they do offer the help you may need at a much lower cost. If you are paying for meds out of pocket there are some drug companies that offer their meds at a reduced rate for low income households. Beyond that, I'm not sure how to help.


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All the king's horses and all the king's men couldn't put Humpty Dumpty together again.
 
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wishtobehappy
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7/17/13 10:57 PM
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I'm with you mimi. It is really tough. I've also dropped out of therapy a couple of times for this reason.

Munkster's suggestions sound great. If that doesn't work and you really can't go without it, another thing to consider is asking a well-off family member to chip in, or maybe to give you their ma'aser money. It's okay to use for therapy as far as I know.
 
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HopefulMommy
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7/18/13 1:46 AM
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I've only used therapists that were covered by my insurance. But I've never been able to stick with them. Maybe that's why.
 
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mouse
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7/18/13 6:17 AM
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I've been quite fortunate. My insurance is picking up most of the tab (except a 20 dollar copay) to see an out of network therapist since they can't find a suitable one for me in-network. I've seen her for many years and have had quite a few successes as a result, including giving birth to my children without meds for the most part. (I took meds in the third trimester for a few weeks since it was necessary and by then relatively safe -- but ALWAYS consult a specialist when preggers!!!!)


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All the king's horses and all the king's men couldn't put Humpty Dumpty together again.
 
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MoMo
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7/18/13 7:47 AM
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Ok Munkster I'll make sure to do that when I'm pregnant ;-)
 
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MoMo
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7/18/13 7:48 AM
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HM, the really good ones don't take insurance -they are in demand without it..
 
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channafofanna
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7/18/13 11:54 AM
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Do you really need or want the "really good ones"? In my opinion the "good ones" are usualy a lot worse then the ones without any reputations or fame.....
 
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Mimi1022
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7/18/13 12:44 PM
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I went to a free clinic-the therapist there was pretty bad. I'm not looking for the "best" since that is very subjective.

What I found at the free clinic was they had the mentality that they are doing me some enormous favor and that it is a privilege and an honor to be there. So they would cancel my appointment at the last second, come late, etc. because their paycheck wasn't at stake. Besides for the fact that I found the doctors there bad, I don't like to be treated like that.


Edited: 7/19/13 at 3:33 PM by Mimi1022
 
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channafofanna
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7/18/13 3:52 PM
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ok... i can see that happening too...
 
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