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TOPIC TITLE: how do i get financial assistance?
Created On 2/21/13 1:51 PM
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Senior Supporter

Posts: 1982
Joined: Jan 2012

2/21/13 1:51 PM
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Can anyone help me out here?
I am working at a job that is reducing my hours little by little.
I am barely paying for therapy as it is and if my hours go down more i will not be able to afford it.
My dad got a yerusha but he doesn't want to even lend me the money(it is a lot.)
I do not have the emotional energy to find another job (and I just switched jobs six weeks ago from a job that was very late in pay.)

I literally cannot live without therapy. I need to go twice a week at least.
i am terrified of not being able to afford it anymore.
Where can I get the funds to help me pay?

(I do not want to switch doctors at all and he does not accept insurance.I have tried lots of therapists and this is the first time i am actually seeing some improvement.)


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there is light at the end of the tunnel
 
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star
Senior Supporter

Posts: 1982
Joined: Jan 2012

2/21/13 6:40 PM
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wow i guess im pretty hopeless. i tried looking for another job but i dont have the energy to call up the numbers.


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Dr. Lynn, Psy.D.
Psychologist

Posts: 914
Joined: Feb 2005

2/25/13 4:07 PM
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Will the therapist reduce the fee? You can also try to find someone in your insurance.
a lynn
 
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TBear
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Posts: 275
Joined: Feb 2012

3/2/13 9:23 PM
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In our area there are therapists who will offer sliding fee scale for a certain percentage of their practice - say 10 - 15% of their practice they will accept clients at a lower rate - the rest they have to maintain a higher fee or they won't make a living (they have to pay the bills and good intentions don't keep the lights on).

The reason most don't like to take insurance: Insurance compainies require labels - diagnosis and it goes on your record, they really reduce what the therapist makes as well - I was shocked to find - when I did have insurance - the company was only paying $17 more than my copay of $40 - so he wasn't getting his usual fee of $150, unreal! I thought he was actually getting paid his fee. So when I lost insurance, he gave me the lowest sliding fee scale of $60/session so he got a raise.... instead of $57/session, $3 more and he wouldn't even have the paperwork!

Perhaps ask your therapist about the reduced rate - or if he could help you find a solution.....
 
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Dr. Lynn, Psy.D.
Psychologist

Posts: 914
Joined: Feb 2005

3/4/13 2:28 PM
User is offline

Sounds like your therapist is working with you financially.
a lynn
 
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